In 2014, I applied for a real estate loan to buy a house. Because my credit was bad, I was denied. My realtor told me to go fix three or four things and then come back to see her. So, I ended up spending money that I wanted to put toward the house.
I fixed those items and went back to her, thinking everything was resolved. However, those accounts were still showing on my credit report. I was young and didn’t really understand how credit worked at the time.
What I didn’t know was that anytime you make a final payment, like I did, or admit to an account, the 7-year statute of limitations can restart. Because of that, those items stayed on my credit report longer than expected. That experience is what got me interested in credit repair and why I started doing this work.
I got into credit repair to fight the scammers and the unfair practices of the three credit bureaus. In 2017, I went full-time with my business. My business partners helped me get connected with an attorney, and I’ve been doing this full-time since 2017, helping clients all over the country.
I provide a free credit analysis. All I need is access to your Experian account so I can review all three credit reports. I go through everything, determine what needs to be done, and then get back to you with the cost. If you decide to move forward, I prepare all the paperwork and send everything to my attorney, who then submits it to the credit agencies.
Things usually move pretty quickly. If items do not come off during the first round, I do a second round. After the second round, if your credit score does not improve at all, I will refund your money. Normally, though, most issues are resolved quickly during the first or second round because the agencies often violate credit laws, and that gives us leverage to get results.
Our goal is not just to help improve credit profiles — it’s to educate and empower clients throughout the process so they can build long-term financial stability.
Take the first step toward improving your financial future with a personalized credit evaluation from Dave The Credit Fixer.
Our team will review your current credit situation, discuss your goals, and help you understand potential opportunities for credit restoration and improvement.
